Newsletter #49 • Finance

The Budget Theater

60% obsolete by Q2. Outcome-based budgeting.

The LinkedIn Summary

Rajan spent 4 months on the annual budget. Beautiful spreadsheets. Endless negotiations.

By Q2: market shifted, new competitor emerged, budget obsolete.

60% obsolete within 6 months (Deloitte). All that work for fiction.

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THE CASE: The Fiction Budget

Rajan spent 4 months on the annual budget. Beautiful spreadsheets. Endless negotiations. Executive presentations. By Q2: market shifted, new competitor emerged, budget obsolete. Fighting for "approved" spend that no longer makes sense.

The Core Insight

60% of budgets obsolete within 6 months (Deloitte). Traditional budgeting: backward-looking, time-consuming, rigid. Rolling forecasts + outcome-based budgeting = 30% more agility.

The Evidence

60% obsolete by Q2 (Deloitte)

4-month average budget cycle (CFO Survey)

Rolling forecasts: 30% better agility (McKinsey)

Outcome-Based Budgeting

Instead of: "How much do you need?"

Ask: "What outcomes will this budget deliver?"

  • Link every ₹ to measurable outcome
  • Quarterly reallocation based on performance
  • Kill zombie projects faster

The Experiment

For one department, try rolling quarterly budgets. Reallocate based on Q1 outcomes. Measure: Less waste? Better results?

Sources

  • Deloitte. Death of Annual Budgets. 2023.
  • McKinsey. Rolling Forecasts and Agility. 2023.

Key Takeaways

  • 60% of annual budgets are obsolete by Q2
  • Link every ₹ to measurable outcomes
  • Rolling quarterly budgets enable faster reallocation

Next Newsletter

Values on Wall vs. Values in Action

Read Newsletter #50

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